Flood Determination Reports – How they can help remove or reduce your flood insurance cost

 

In August 2021, FEMA updated federal flood maps causing many Florida residents to see a change in their flood zone.  In some cases, homeowners saw higher premiums and their lenders requiring them to now carry flood insurance on their homes – or to carry greater coverage due to a higher risk designation. 
But sometimes, FEMA flood designations are wrong.  A Flood Designation Report can help you determine if your flood status is correct – and if it’s not, you can appeal FEMA’s designation.  Read this document about Flood Determination Reports and how they can help.
Other helpful links:

FEMA – Procedure for Challenging Your Flood Zone

Forbes.com – What water-related damage is typically covered/not covered in homeowner insurance policies

 
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– Kitchell Group Staff

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The Kitchell Group is an award-winning team with over 400 homes and $125M+ in volume sold.  We are a cohesive group of financially savvy, technologically strong Realtors and we use this knowledge to provide great advantage to our clients.  We cover 6 counties in Tampa Bay, including Hillsborough, Pinellas, Pasco, Manatee, Sarasota, Hernando and Polk.  We specialize in Florida new construction, Florida pool homes, Florida 55+ communities, Florida custom homes, Florida bungalows, Florida townhomes, Florida beachfront condos, Florida waterfront homes and more!  Because of our large number of transactions closed with homebuyers and home sellers, we have a vast amount of real estate knowledge to share with our clients to help them have one of the safest, lowest stress and financially educated experience around. 

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